Comprehensive Financial Planning and Investment Management to Help You Live Your Best Life
You gain comprehensive services delivered with an independent perspective.
Through our Centrix Wealth 360° Process we will work hand in hand with you – and your other professional advisors – to select the services that best suit your needs. Then, you gain our investment insight and expertise to tailor the required services to your unique situation with your specific goals in mind.
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Helping You Navigate the Planning and Unplanned Changes Life Delivers
- Planned Transition Full Time/Part Time
- Unplanned Transition/Downsizing, Health-Family Issues
- Business Succession Planning
- Asset Monetization
- Concentrated Stock Position Plan
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Helping Provide the Means to Fund Your Retirement
- Evaluate Household Expenses Now and in The Future
- Transition Plan Considerations
- Retirement Date/Objectives
- Current Savings Rate vs Retirement Income Objectives
- Planned Adjustments in Retirement
- Projected Monthly/Special Income Needs
- Pension Benefit Analysis
- Understanding and Evaluating Social Security, Health Care and Long Term Care
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Helping You Give Back to Others and Leave a Legacy
- Philanthropic Planning
- Education Planning for Children & Grandchildren
- Special Needs Child Assessment and Planning
- Planning for Support of Aging Parents
- Spousal Considerations
- Expected Inheritances or Liabilities
- How I Want To Be Remembered
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Ensuring Your Intentions Are Communicated and Followed
- Attorney Contact Information & Introduction If Needed
- Review of Current Wills/Trusts/POA’s/Beneficiaries
- Check on Titling of Assets
- Review Personal Property & Tangibles
- Monitor Taxation Upon Death
- Review Estate Plan Objectives
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Helping You Manage Risks and Protecting Your Assets
- Outside Asset Review: 401(K), 403(B), SEP
- Asset Allocation
- Evaluate Risk Appetite and Investment Selection
- Evaluate Property & Casualty Coverage
- Evaluate Life & Disability Insurance
- Debt/Liability/ Cash Flow Review
- Evaluation/ Implementation of Home Loans/Securities-Based Lending/Personal Credit Management
- Disability Insurance & Excess Liability Coverage Review
- Asset Protection (LLC, Trusts, Gifting)
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Planning for Taxes and Helping Minimize Surprises with Proactive Planning
- Work With CPA on Year End Needs
- Utilize Taxable Gain/Loss Management
- Evaluate use of Municipal Bonds
- Evaluate Real Estate Income
- Evaluate Additional Income Sources
- Account for Deferred Compensation
- Evaluate any Considerations of Overseas Investments
- Retirement Account Optimization
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Helping You Organize Your Financial Life and Stay on Track
- Family Wealth Plan Review
- Adjustments To Core Portfolio
- Quarterly Portfolio Update
- Document Locator
- The Vault
“The gratification of wealth is not found in mere possession or in lavish expenditure, but in its wise application.” Miguel de Cervantes
